Atal Pension Yojana (APY) 2016 Online Application Download PDF - Sarkari Naukri Career

Friday, 6 November 2015

Atal Pension Yojana (APY) 2016 Online Application Download PDF

Atal Pension Yojana (APY) 2016

An another scheme has been announced as “Atal Pension Yojana” launched by the Indian Finance Minister Arun Jaitley in Union Budget for the year 2015-2016 for all Indians.

Atal Pension Yojana (APY) is named from the Ex-Prime Minister and Bharat Ratna Atal Bihari Vajpayee. The target through the ‘Atal Pension Yojana’ is to provide interpret pension which will depend on the contribution, and its period.

According to this Scheme the candidates will receive the fixed minimum pension of Rs. 1000 per month, Rs. 2000 per month, Rs. 3000 per month, Rs. 4000 per month, Rs. 5000 per month, at the age of 60 years, depending on their contributions.

 Starting Date of Atal Pension Scheme:
The APY would be presented from 1st June, 2015.

Eligibility & Age of Joining:
This Scheme is open for all bank account holders.
The age must be at least 18 years (minimum) to 40 years (maximum) to apply for the APY.
The age of exit and start of pension would be 60 years.

Contribution Period:
Under APY (Atal Pension Yojana), the minimum period of contribution by the subscriber would be 20 years or more.

Focal Point of APY:
Target of Atal Pension Yojna is mainly to all citizens in the unorganized sector, who join the National Pension System (NPS) administered by the Pension Fund Regulatory and Development Authority (PFRDA).

Prosperity of APY:
Fixed pension guarantee for the subscribers;
The candidates would co-contribute 50% of the total contribution or RS. 1000 per annum, whichever is lower to eligible subscribers; and
The candidates would also reimburse the promotional and development activities including incentive to the contribution collection agencies to encourage people to join the APY.

APY Forfeiture:
Under APY there is an option to make the contribution on a monthly basis.
Banks have to collect additional amount for delayed payments, such amount will fluctuate from minimum RS. 1 per month to Rs. 10/- per month as showing below:
  1. 1 per month for contribution up to Rs. 100 per month
  2. 2 per month for contribution up to Rs. 101 to 500/- per month
  3. 5 per month for contribution between Rs 501/- to 1000/- per month
  4. 10 per month for contribution beyond Rs 1001/- per month

 How to take the benefit of Atal Pension Yojna?
First of all, the Bank holders have to link their Aadhar Card with their bank account.
Now, fill the application form with all relevant details and submit it

Interruption of Payments:
If the candidates make the gap in depositing the given monthly amount they should have to bear this.
  1. After 6 months account will be frozen.
  2. After 12 months account will be deactivated.
  3. After 24 months account will be closed.

Steps to apply for Atal Pension Yojna 2016:
  1. Visit the website official website that is
  2. Download the application form
  3. After this, go to nearest bank with require documents
  4. And open your pension account for free and
  5. Submit the application before the last dates.

Note: The candidates can download the APY Application form from the OfficialWebsite.

सरकारी नौकरियों के ताज़ा अपडेट (हिंदी में ) फेसबुक पर पाने के लिए नीचे दिए बटन को लाइक करें


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