Atal Pension Yojana Scheme is the
Effective Step taken in order to help an Unorganised part of Indian Society.
The Government of India introduced the Atal Pension Yojana Scheme in 2015. The
Atal Pension Yojana Scheme was Launched by Honourable Prime Minister of India
Mr. Narendra Domodar Das Modi in June 2015. The Step taken by Government of
India is to directly help that part of India’s Society or Indian Generation
which is Golden on basis of their Experiences as well as what they had given to
the Society.
The Atal Pension Yojana Scheme (APYS) is been administrated by the
Pension Fund Regulatory and Development (PFRD) Under National Pension Scheme of
Government of India. Under the Scheme the Weaker Section is been encourage to
get a help hand in the form of Pension in their old age stage of life from its
Government. The Scheme Atal Pension Yojana is been consistently encouraging the
People of India and mostly the Weaker Section of Indian Population to apply for
the Scheme & get benefitted through this Scheme when they would be Older in
Age.
Any Individual who is the Citizen
of India and is Self Employed Can Apply & get the Benefitted by Atal
Pension Yojana Scheme. Under the Scheme an Account needs to be Opened and a
Monthly Contribution is to be made in it, This Monthly Contribution will help
the Account Holder after his/her Retirement or at his/her Old age. Any Person
Can Open his/her Account Under the Atal Pension Yojana Scheme.
The Atal Pension Yojana Scheme is
being launched on the name of Ex – Honourable Prime Minister of India Shree
Atal Bihari Bajpayee. Atal Pension Yojana Scheme is launched by the encouraging
Success of Pradhan Mantri Jan Dhan Yojana.
People who has been working in the Private Sector or are employed on Occupations that do not give them the benefit of Pension can apply for this scheme. They can opt for a fixed pension of INR 1,000 or 2,000 or 3,000 or 4,000 or 5,000 on attaining the age of 60 Years. The Amount of Monthly Pension will be determined on the basis of the Contribution of total amount is done by the Individual. Approx. 9% of yearly Interest will also be provided to the Account Holder on the Amount monthly deposited by account Holder. Upon the Contributor’s Death, the Spouse of the Contributor Can Claim the Pension and after the Death of the Spouse’s, the Nominee will get the Amount as monthly pension or as total payable amount from the particular Bank of Government of India.
The Scheme is also helpful as it makes the Older age people of India Self Dependent and not dependent on their Children. There are lots of people or say Children who use to through their valuable Parent at the time of their Old Age in Vradhha Ashram, Temple, Mosques etc places. There these Grown Old Age Parents survives every day where they do not have presence of their family members or Children. To Overcome these Kind of Horrible Situations the Atal Pension Yojana Scheme has been Introduced by the Government of India. To get same Official Information regarding Atal Pension Yojana Scheme user can also visit the Official Website of Government of India that is www.mygov.in.
BENEFITS OF ATAL PENSION YOJANA SCHEME
There are lots of benefits of
Atal Pension Yojana Scheme launched by Honourable Prime Minister of India in
2015. One of the greatest benefit of the scheme may be enjoyed by the Poorer
& Weaker Section of the Society. The Government of India has decided to
contribute approx. fifty percent of User’s Contribution. Some of the benefits
are;
1.
To Empower the Weaker & Poorer Section of
the Society.
2.
To Help the Most Valuable People Group who are
rich on basis of their life Experiences & what they have given to the
Country.
3.
This helps in contributing/saving the Money or Asset
at the time of earning for the time after Retirement.
4.
The Asset saved or contributed in bank by an
Individual would be returned by the Bank to his/her Spouse.
5.
The Public & Private Banks will provide
yearly interest of 9% on the amount deposited by Account Holder under the Atal
Pension Yojana Scheme as per the Government of India rules/instructions.
6.
On the basis of the total Amount deposited by
the Account Holder under the Atal Pension Yojana Scheme, he/she can choose
monthly pension amount to be given. Whether 1k, 2k, 3k, 4k, 5k etc.
7.
Account Holder can prefer the name of anybody as
Nominee after his/her self & Spouse.
8.
Time to time Government of India may provide
different subsidies to the Account Opened Under the Atal Pension Yojana Scheme.
Eligibility Criteria for Applying for Atal Pension Yojana Scheme
Anybody who wish to apply &
get benefitted of the Atal Pension Yojana Scheme must possess following
Eligibility criteria;
1.
Person should be a citizen of India.
2.
Person must hold a valid ID Proof claiming his/her
Identity.
3.
Person must be of minimum 18 years old or
maximum 40 years old.
4.
Person must be able to deposit a fix monthly
amount from his/her earnings. It is approx. 1k monthly and can be increased or
decreased on the basis of Person’s suitability.
Atal Pension Yojana Scheme Application Form
The Application Form to apply for
Atal Pension Yojana Scheme is available on the link below. The Form can be
downloaded in the PDF format. This Application form is to be filled &
submitted in the nearby bank along with the Required Documents to Open the
Account under Atal Pension Yojana Scheme.
Click Here to visit the Official Website and Download
the Application Form PDF of Atal Pension Yojana Scheme.
Required Documents
Following are the Documents given
below required for Opening Bank Account Under Atal Pension Yojana Scheme;
1.
Valid ID Proof.
2.
Valid Address Proof.
3.
PAN Card.
4.
Monthly Income Proof.
5.
Exactly details filled Application.
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