PMJDYS is known as Pradhan Mantri Jan Dhan Yojna Scheme in full. Pradhan Mantri Jan Dhan Yojna Scheme is a strong and Unique Initiative that is been launched by any of the Prime Minister ever in India’s History.
Pradhan Mantri Jan Dhan Yojna Scheme is a foundation to boost up Social Security of our Country India. For the Sake of this Pradhanmantri or say Honourable Prime Minister of India Mr. Narendra Damodar Das Modi Launched the Scheme of PMJDYS as on 15th August 2015 from Red Fort Delhi. This Scheme is an Initiative and foundation to all the citizens of India to connect them financially & to provide equality on financial era.
The first step to build India Financial Strong and Poverty free is to Connect all the citizens of India to its Banks. This will benefit every Citizen of India as well as Poor people mostly by providing them Financial Support & Financial Opportunities. The Pradhan Mantri Jan Dhan Yojna Scheme provides this equality to the Citizens of Nation.
Understanding the responsibility of themselves the Citizen of India are also taking all the Benefits of this Scheme rapidly. This results that Crores of Bank Account across the Nation have been Opened of the Citizens of India Under the Pradhan Mantri Jan Dhan Yojna Scheme. This Achievement let the Guinness Book of World Records Organisation to Register it. According to the Guinness Book of World Records within One week from the day of Launching of the PMJDY Scheme millions of Bank Accounts have been Opened. Anyone from anywhere in India can be the Part of this Nation Changing Scheme by just applying for it.
According to the Indian Banks Statistics approx. 20 Crore Bank Account have been Opened under the Pradhan Mantri Jan Dhan Yojna Scheme from the day of its launch till the end of October 2015. That’s not all, Citizens of India also deposited approx. 26,000 Crore rupees in these Bank Accounts. These Stats are enough to tell how rapidly is the PMJDY Scheme is being admired by the People of India and how rapidly the Country is Growing at its Financial Basis. A Person who is the Citizen of India can get the benefit of the Concerned Scheme and can participate in the Development of the Nation.
Understanding the responsibility of themselves the Citizen of India are also taking all the Benefits of this Scheme rapidly. This results that Crores of Bank Account across the Nation have been Opened of the Citizens of India Under the Pradhan Mantri Jan Dhan Yojna Scheme. This Achievement let the Guinness Book of World Records Organisation to Register it. According to the Guinness Book of World Records within One week from the day of Launching of the PMJDY Scheme millions of Bank Accounts have been Opened. Anyone from anywhere in India can be the Part of this Nation Changing Scheme by just applying for it.
Read: Railway
Ministry Food
Benefits Of PMJDY Scheme
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Interest will be given on Deposition of Your
Money into Your Account.
Ø
Account can be Opened only at Zero Balance.
Ø
30,000 Life Insurance Cover will be Given.
Ø
Upto 1 Lakh of Accidental Cover will be
Provided.
Ø
Easy Money Transfer all across India within any
Bank Account.
Ø
Other Many more Benefits will be time to time
given by Honourable PM of India Under the PMJDY Scheme.
Read: Indira
Awas Yojana
Eligibility Criteria To Apply For PMJDY Yojana
To apply for the Pradhan Mantri
Jan Dhan Yojna Scheme following are
the criteria requirements:-
1. A Person of Age <60 Years or say less than
equals to 59 Years is eligible to get benefit of the Scheme.
2. Person who want to get Covers under the PMJDY
Scheme should be the Head of the Family.
3. If a Person who is the Head of the Family as
well as having the age of more than 60 Years, in this case the second head
Person of the Family who is Earning will come Under the Covers of the Concerned
Scheme.
4.
In the Case of the Joint Account, Only Primary
Person will get the Benefit of the Scheme.
5. Every Bank Account Holder who wish to get the
benefit under the Scheme must have Rupay Debit Card linked with the Adhar Card.
6. The Scheme will be available for the first five
Years, if it will be Successful it will be further made available for the sake
of the Citizens of India.
7. A person who wants to get benefits under the
Scheme should hold some mandatory Documents which will be further discussed
within the Articles.
Necessary Documents Required For a Person Who Wishes To Get Benefit of
the PMJDY Scheme
Some of the Mandatory Documents
which will be required at the time of Filling the Form concerning the Scheme
and will be further required to Open Bank Account as well. They are;
1.
Permanent Address Proof, Temporary Address Proof
as well in case of same.
2.
Voter ID Card
3.
PAN (Permanent Account Number) Card
4. Some Documents Proofing Your loyalty towards
Government Organisations Like; Electricity Bill, Water Bill, Gas Connection
Bill
5.
Aadhar Card
6.
Government ID Proof
7.
Other ID Proofs will be Plus Points
List of Some Public & Private banks participating under The Scheme
Pradhan Mantri Jan Dhan Yojana
People of India Who want to Open
their Account in Public Sector Banks under the Scheme PMJDY can contact some of
the listed below Banks;
ü
State Bank of India
ü
Bank of Baroda
ü
Andhra Bank
ü
Bank of Maharashtra
ü
Bank of India
ü
Canara Bank
ü
Corporation Bank
ü
IDBI Bank
ü
Indian Bank
ü
Punjab National Bank
ü
Central Bank of India
ü
Vijaya Bank
ü
Punjab and Sind Bank
ü
Syndicate Bank
ü
Dena Bank
ü
Allahabad Bank
ü
Union Bank of India
ü
Oriental Bank of Commerce
There are some Private Banks
listed below Participating Under the Pradhan Mantri Jan Dhan Yojna Scheme;
§
Axis Bank
§
HDFC Bank
§
Induslnd Bank
§
Kotak Mahindra Bank
§
Yes Bank
§
HSBC Bank
§
Federal Bank
§
ICICI Bank
Pradhan Mantri Jan Dhan Yojana Scheme Application Form
Here we are discussing Steps of
how to fill the PMJDY Scheme Application Form;
Ø
Very first a Person has to download the PDF of
the PMJDY Scheme Application Form in Hindi or English.
Ø
Click here to download Pdf of the Application
Form of Concerning Scheme and follow the Instructions.
Ø
Follow the Instructions like Language of
Application Form and Verifying Your Identity etc.
Ø
After Downloading the Application Form fill the
Form as per your exact Details.
Ø
While Filling the Application Form keep in Mind
that give or fill exactly right details in the Form, Fake Information or Proof
less Information filling in the Form will lead the Cancelation of Form.
Ø
Verify all the Details on the Basis of your
Identity Proofs to your Best.
Ø
Now after Filling the Application Form of PMJDY
Scheme, Attach all mandatory Documents within this and Submit it to nearby any
Public or Private Sector Bank.
Ø
You can Submit your Application Form in any
Private or Public Bank among the list of the Banks given within this webpage.
Ø
Follow the instructions of Bankers and Bank
Employees in the Bank.
Ø
After following the above all Instructions any
Person can Open his/her Account under Pradhan Mantri Jan Dhan Yojna Scheme.
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