Tuesday, 28 March 2017
The IAY has been running under the Supervision of the Ministry of Rural Development, Government of India. The IAY or Indira Awas Yojana was launched by UPA Government in the Year 2012. The Schme was Launched for the Welfare of Poor and Weaker Section of the Society by Providing Fund from the Government for Housing.
Read: Rozgar Career India
Under the Scheme Financial Assistance Worth Rupees 70,000 in Plain Area and Rupees 75,000 in Difficult Area is Provided for the Construction of the Houses. The Houses are allotted in the Name of Chief Woman of the Family or in the Joint of both Husband & Wife. The Construction of the House is the Sole Responsibility of the Beneficiary and Engagement of the Contractors is Strictly Prohibited.
Sanitary Latrine and Smokeless Chullah are required to be Constructed along with each IAY House for which Additional Financial Assistance is provided from “The Total Sanitation Campaign “ and “Rajiv Gandhi Grameen Vidyutikaran Yojana” respectively. This Scheme has been Operating since 1985 for the Wlfare of Poor and Weaker People of India by providing Subsidies and Cash Assistance to People in Villages to Construct their Houses by themselves.
For the Indira Awas Yojana 2016 People may have just Applied by filling up the Application Form. The Applicants will get the Form from the Block Officer. The Candidates may also have the Eligibility to get Applied for the Indira Awas Yojana or IAY 2016. It has been started with the Aim to Provide Houses to the Needy People.
Short Details Regarding IAY
ü Name of the Scheme – Indira Awas Yojana (IAY)
ü Concerning Department – Zila Gram Vikas Adhikari/District Rural Development Authority (DRDA)
ü Scheme Type – Central Government Funded and Managed by State Government
The Eligibility Criteria for the Indira Awas Yojana Scheme or IAY is;
Listed family in Below Poverty Line (BPL) List 2002 will get benefitted of the IAY Scheme of Housing.
Only those Families whose are Homeless or don’t have “Pakka Makkan” or say Cemented House are Eligible to apply for Indira Awas Yojana Scheme.
In the Case if the Applicant does not have Land to Construct Houses for themselves through the Indira Awas Yojana Scheme then the Government will also provide you the Land for same Under the IAY Scheme.
Financial Support Provided Under IAY Scheme
The Applicant must possess a land area of at least 20 sq. meter accept Latrine portion for Construction of House Under the Indira Awas Yojana Scheme.
It’s expected that Life of these Houses constructed under IAY Scheme will be approximately 30 Years with Proper Maintenance.
Financial Support to be provided for the Construction of Houses under the Indira Awas Yojana Scheme is;
For Plain Area the provided fund is 70,000/-
For Hilly Area or Difficulty Area the provided fund is 75,000/-
The provision for more fund is also there for Constructing the Latrine and Kitchen etc. under the same Scheme.
How to get Fund Under the IAY Scheme
The Fund for Constructing the House Under Indira Awas Yojana Scheme is provided within Three Instalments by the Government as;
The First Instalment should be given on the Awas Divas along with the sanction Order. It is 25% of the total allotted fund or Unit Amount.
The Second Instalment is given on reaching the Construction of the House on Lintel Level. It is 60% of the total allotted fund or Unit Amount.
The Third Instalment is given only after house including Sanitary latrine is Constructed and Beneficiary Starts living in the House. It is 15% of the total allotted fund or Unit Amount.
How to Apply for Indira Awas Yojana or IAY Scheme
All the Applicants can get the Application Form for IAY Housing Scheme from their Block Officer.
After Filling the Application Form with Exact Details it should be submitted to BDO or Block Development Officer with attached legal & required proofs photocopies.
Applicants are required to mention their Serial No. of BPL List and also attach Supporting Document which proves the Claiming Category of the Applicant in BPL List.
House will be Only allotted to whether in Joint Venture of Husband Wife or whether to only Wife as per the IAY Scheme rules.
Fee of the Application Form of IAY Scheme
Application Form Fee for the Indira Awas Yojana Scheme is Available to Block Officer free of cost for all the eligible applicants.
Facility Provided Under IAY Scheme
Following Schemes are provided to eligible applicants registering their names under Indira Awas Yojana Scheme;
1. Toilet for IAY Home
Extra Funds are provided for Toilets under the Indira Awas Yojana Scheme. There is provision within the Application Form is available for same also.
2. Free Water for Drinking
There is also provision within the application form for providing the facility of Drinking Water to the House Constructed under the Indira Awas Yojana Scheme.
3. Electricity Connection for IAY Home
There is also provision within the application form for providing the facility of Electricity to the House Constructed Under the Indira Awas Scheme or IAY Scheme.
Timing for Constructing IAY House
9 Months from the Date of Construction up to lintel level from the date of release of first instalment.
9 Months from the date of release of second instalment for completion.